Individual plan or "individual service plan" means the written description of services, supports, and activities to be provided to an individual.
A family health insurance plan is a cost-effective health plan that offers medical coverage to your entire family at a single premium. You can get coverage for up to six members in the family including policyholder. Spouse and up to four children. Some family health insurance plans also allow you to enroll your parents or in-laws. The sum insured is offered on a floater basis, covering all the family members enrolled on the policy. You can avail of coverage for expenses incurred for hospitalization, pre-and post-hospitalization and more. Some family health insurance plans also offer a benefit of sum reinstatement that helps you restore your sum insured in case it gets exhausted in a policy term.
The older we get, the more our physical and mental stress over finances and the ability to afford good healthcare. A senior citizen health insurance plan is designed to offer financial aid for medical treatments to individuals over 60 years of age in their hour of need. Senior citizen health insurance plans offer critical illness cover, cashless hospitalization, pre-existing disease cover, and a higher sum assured.
A top-up health insurance policy replenishes your sum insured up to a specific limit, thereby offering you the required health insurance coverage in difficult times. The benefits under a top-up health insurance policy can be availed when the medical expenses cross the deductible limit.
The outbreak of the novel Corona virus (COVID-19) has been in the news for two years now. According to the latest figures, currently, the total confirmed COVID cases across the globe are 41,34,80,802 and 58,26,378 lives have been taken away so far (as of February 15, 2022). While multiple variants of Corona virus have surfaced, the new omicron variant has been identified as the ‘variant of concern’ by the World Health Organization (WHO).
Dengue Care Policy is an annual policy that covers you and your family for in-patient and out-patient treatment required due to a positive diagnosis of Dengue. You can buy the policy if you are an adult aged at least 18 years. Irrespective of age, the premium for Dengue Care Policy remains the same for all.
Hence, having a women’s medical insurance policy should cater to your specific requirements. New-age digital insurance companies have made it easier to apply for women health insurance online. Most of these online medical coverage’s offer protection against critical illnesses.
Outpatient Department treatment expenses incurred by the insured during the policy term. The expenses that can be claimed under this plan include medical consultations and examinations, diagnostic fees, medicine bills, surgical treatments, dental treatment, hearing aids, etc.
Rural Insurance is a type of insurance that has been specifically designed for the rural public. This plan ensures that families who are living in rural regions have a secure and safe future so that they can live a comfortable and happy life. It helps them to cover risks associated with different aspects of their life.
Group Health Insurance is a type of plan that provides insurance coverage to a group of members, usually a group of employees of a company or members of an organization. These plans are usually offered by banks, business groups, organizations, employers to their employees, housing societies etc., and the amount of premium is borne by the organization itself.
Special Plans are not plans but opportunities that knock on your door once in a lifetime. These plans are a perfect blend of insurance, investment and a lifetime of happiness!